Getting your financial life in order involves a lot of choices. Choices that no one can make but you! Sometimes these choices can feel overwhelming or you may feel so far behind that you don’t really have any choices. Figuring out which choices you have is often the first step in taking control of your situation.
Are the choices you are making on how you spend your money choices make out of habit or going along with what others are doing? Sometimes this means you have to take a hard look at your spending habits and the things you need and want. Some choices may be harder than others. You may discover there are options you did not know you had.