Q. Are there any statewide workshops or classes that can help me reach my goals?
Posted January 28, 2016
A. You can find upcoming workshops and classes at cashmaine.org/class-listings/. Read more
Q. Are there any money workshops or classes available in my area?
Posted January 28, 2016
A. You can locate information about classes and workshops here. Read more
Q. What is The Fair Debt Collection Practices Act (FDCPA) and what are debt collectors allowed to do?
Posted January 14, 2016
A. Click here to find out more information. Read more
Q. What is a collection agency?
Posted January 7, 2016
A collection agency is a company hired by a creditor to recover past-due or defaulted funds. Sometimes, these agencies buy the debt outright. Under the Fair Debt Collection Practices Act (FDCPA), they are legally prohibited from using abusive, unfair, or deceptive practices when pursuing payment. You can read more here. Read more
Q. How do I fix mistakes on my credit report?
Posted January 7, 2016
A. For information about credit report errors and how to dispute errors, visit this website. Read more
Q.How do I stop getting credit offers in the mail?
Posted January 7, 2016
A. You may opt-out with the nationwide credit bureaus at 1-888-5 OPTOUT (1-888-567-8688) Read more
Q. Where can I find out about scams?
Posted January 7, 2016
A. Here is a resource about scams: The Federal Trade Commision (FTC)-The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. Read more
Q. What is bankruptcy?
Posted January 7, 2016
A. Bankruptcy is best explained through this link: Federal Bankruptcy Information Read more