Creating Assets, Savings & Hope
Posted January 7, 2016
A.There are many different methods to track your spending. If you prefer using your budget worksheet over a checkbook or calendar that’s fine. The most important thing is to keep track of where you money is going. Read more
Posted January 7, 2016
A. Check out this link for some help with your checkbook! Read more
Posted January 7, 2016
A collection agency is a company hired by a creditor to recover past-due or defaulted funds. Sometimes, these agencies buy the debt outright. Under the Fair Debt Collection Practices Act (FDCPA), they are legally prohibited from using abusive, unfair, or deceptive practices when pursuing payment. You can read more here. Read more
Posted January 7, 2016
A. For information about credit report errors and how to dispute errors, visit this website. Read more
Posted January 7, 2016
A. You may opt-out with the nationwide credit bureaus at 1-888-5 OPTOUT (1-888-567-8688) Read more
Posted January 7, 2016
A. Here is a resource about scams: The Federal Trade Commision (FTC)-The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. Read more
Posted January 7, 2016
A. Bankruptcy is best explained through this link: Federal Bankruptcy Information Read more
Posted January 7, 2016
A.Many banks and credit unions will use a system called the Early Warning System. These services provide information to them about whether or not you have had a bank account closed on your behalf by another bank or credit union. This service helps them determine what amount of risk they might assume by allowing you… Read more
Posted January 7, 2016
A. If you don’t have some of these items, you may want to look into getting them. You can request a new social security card here. The Bureau of Motor Vehicles (BMV) handles driver’s licenses and state id’s. You can find a location here if you need to renew or replace one. Passports can be… Read more
Posted January 7, 2016
We all need to keep our money safe. A bank or credit union will protect your money from being lost or stolen, and all money in insured financial institutions is protected by the U.S. Government. Using a bank or credit union saves you money from pay fees to cash paychecks, pay bills, transfer and borrow money…. Read more
CA$H Maine is a statewide collaboration of eight coalitions, comprised of 50 non- and for-profit partners, working together to help empower Maine individuals and families to achieve long-term financial stability.