Teaching financial skills early can make a big difference in a child’s future. The FDIC’s Money Smart for Young People program offers free, age-appropriate lessons designed for students from pre-K through 12th grade. Whether you’re an educator or a parent, these resources can help you introduce important financial concepts in a way that makes sense for a child’s age.

In addition to the classroom materials, the program includes Parent and Caregiver Guides that break down key ideas and suggest simple ways to talk about money at home. These guides include easy activities and conversation starters focused on topics like saving, setting goals, making spending choices, and staying safe online.

The best part? Everything is free and easy to access, making it a great tool for families who want to raise financially confident kids.