Maine Residents Property Tax and Rent Refund “Circuit Breaker” Program Read more

Use the following free local and national resources to make the most of your money Read more

HoMEworks provides homeownership education Read more

Maine’s Bureau of Consumer Credit protection offers free publications online:

http://www.maine.gov/pfr/consumercredit/publications.htm

Coming soon!

Family Development Account Coalition – Matched Savings Program — FDAs or IDAs

The FDA Program enables low-income families to establish savings accounts that will be matched when withdrawn to purchase an approved asset.  For a program description: http://womenworkandcommunity.org/?page_id=101

The Maine Centers for Women, Work and Community (WWC) and Midcoast Maine Community Action are the two agencies offering the program in the Sagadahoc/Lincoln County area.

The Maine Centers for Women, Work and Community offer Family Development Accounts (FDA’s), or “matched savings accounts”.  The learn more about FDA’s and whether you are eligible, go to http://womenworkandcommunity.org/?page_id=80.

Midcoast Maine Community Action actively promotes economic and community development of the businesses and communities in the mid-coast area where individuals and families reside.  To learn more about their FDA program: http://www.midcoastmainecommunityaction.org/

HoMEworks educators and HUD approved Housing Counseling agencies

The HoMEworks goal is to provide a standardized, comprehensive homeownership education program to be delivered by a network of industry professionals in neutral environments throughout Maine.  Buyers who have taken the home buying classes are more confident when asking questions and making decisions about homeownership and loan products. Education gives buyers the tools they need to avoid predatory lending and possible foreclosure.

Click on the following links for more HoMEworks information.

HoMEworks brochure

HoMEworks class schedule and fee information

Maine Housing provides up to $5,000 toward your first home and $500 for a two-part energy audit.

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Visit our CA$H Greater Portland Web site, www.cashgp.org to get connected to local programs and services that can help you make the most of your money. From financial education resources, to free workshops, these tools will help you increase your income and build your savings.

In the meantime, visit www.cashmaine.org or www.211maine.org for more information.