- Basic Needs
- Home Buying and Home Ownership
- Jobs Skills & Training
- Money Management
- Small Business
- Tax Credits & Information
Foreclosure Prevention
HUD approved agencies offering foreclosure prevention counseling services
A listing of the Maine HUD-approved agencies providing no cost foreclosure prevention counseling services can be found at: http://www.mainehomeworks.org/Foreclosure%20Counseling%20Agencies%20June%209,%202009.pdf
Understand the foreclosure process and your rights during the foreclosure the process
Pine Tree Legal maintains a Foreclosure Prevention Toolkit on their website designed to help homeowners who are having trouble keeping up with mortgage payments, or who are in foreclosure. For more information go to: http://www.ptla.org/foreclosure
Maine Office of Consumer Credit Protections
The Maine Office of Consumer Credit Protections oversees the new Lender Pre-Foreclosure Notice Law. For information go to: http://www.maine.gov/pfr/consumercredit/index.shtml
Refinancing Options
The Federal Government has created the Making Home Affordable mortgage program designed to help homeowners who pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home OR are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income. For more information go to: www.MakingHomeAffordable.gov
Tax Coalition Volunteers Help Return More Than $750,000 to the Local Economy
The Midcoast Maine Creating Assets, Savings, and Hope (CA$H) coalition had another record-breaking tax season, helping 443 taxpayers file federal and state income taxes that resulted in about $763,000 worth of federal and state refunds going back to the local economy.
Struggling families get free tax prep help from Midcoast CA$H
Families struggling to make ends meet shouldn’t have to pay to get their tax refund and, in Maine, they don’t – thanks to the Midcoast Creating Assets Savings, and Hope (CA$H) Coalition. Midcoast CA$H offers free tax preparation from Jan. 22-April 14, 2012 to anyone who earned less than $50,000 in 2011 (combined income).
Call 207-319-1390 to make an appointment starting Jan. 9, 2012. Or 207-373-1140, ext. 206 for more details.
Maine Residents Property Tax and Rent Refund “Circuit Breaker” Program
Maine’s Circuit Breaker program allows eligible Maine residents to receive a partial refund of property taxes and/or rent paid on their primary residence. For more information: http://www.maine.gov/revenue/taxrelief/tnr.htm
Maine Centers for Women, Work and Community/WWC
WWC provides training, advocacy and assistance in four program areas: Building a Career; Starting a Business; Managing your Money; and Becoming a Leader. For more information go to: http://www.womenworkandcommunity.org/